Wednesday, February 20, 2013

Winter 2013 Newsletter Update

Announcing my new brokerage firm, VERICO Vivid Mortgage Inc. I have officially joined the BNI Chapter Grand Fortune City. Rate updates, information about being self employed and getting a mortgage and more.

Clever Lending Mortgage Rates


*Rates and conditions, including prime and qualifying rates, are subject to change without notice

Exciting News!


I would like to share some exciting news, I have joined a new brokerage firm,VERICO Vivid Mortgage Inc., led by Michael Sjerven. 

Vivid Mortgage is a Canadian mortgage brokerage, with a head office based out of Vancouver. Our team of Mortgage Brokers specializes in home purchases, refinances, and home equity loans.
I can handle your mortgage electronically if necessary, meaning wherever you live in Canada, I can set up a mortgage without you leaving your home to meet with me in person. I offer competitive rates, excellent service, and a wide array of products.
As a full service mortgage broker I work closely with you and the lender as well as your real estate agent, lawyer, appraiser and home inspector to ensure that your transaction proceeds smoothly.

There is no fee for my services, the bank or lending institution pays me.* 
*In some cases lenders, such as private or pure equity lenders, may possibly charge a fee directly to the client.

I take great pride in the service I provide and value your repeat business.

Visit my new website for more information.

Official Member of BNI





I am very excited to announce that I am now officially a member of BNI Grand Fortune City

BNI stands for Business Network International and is the most successful business networking organization of its type in the world.  Weekly networking meetings with members of my Chapter will help me to grow my business with qualified business referrals which are passed between members. We are the only green BNI Chapter in Vancouver. Due to strong power teams and a commitment to find each other qualified business referrals, our results have been astonishing so far. We have a true team spirit.
If you are interested in growing your business through word-of-mouth referral marketing and want to be my guest at the next meeting, please don’t hesitate to contact me at laura@cleverlending.com or 778.388.4240.

Are you self employed and need a mortgage?


Are you self employed? and like many self employed people after your business write offs your income may be too low to qualify for a mortgage with a standard bank, but I can help you qualify.

Is your income based on commission? Do not let this stop you from reaching your dreams and owning a home. I have lenders with the right mortgage product for you!

I am dedicated to providing personalized services to meet each individual clients’ needs, working one-on-one with each client to make the mortgage process as simple and straight forward as possible, while completing your mortgage in a timely manner.  I am determined and passionate about helping my clients save time and money while educating them about the overall mortgage process – when needed, and then outlining their individual mortgage options. My strong negotiating powers get clients the best rates and products for their situation.

I help all types of borrowers get residential mortgage loans; salaried employees, retirees, 100% commission based careers, self-employed individuals, those with a less than perfect credit, or people requiring other alternative lending options. With today’s stricter lending parameters a mortgage broker is an essential part of the mortgage process for these types of borrowers. 

I will work hard to find you the best mortgage product at the best rate.

Call for your FREE mortgage consultation! 778.388.4240
*Mortgage value must be over $350,000. Cash back paid within 30 days of the mortgage closing/funding.

My Community Involvement: Big Sisters of BC Lower Mainland



I have been a Big Sisters for 6 years. Being a Big Sister has not only positively impacted the life of my Little Sister but has been very rewarding for me.  My Little Sister is inspiring, motivating and fun! She keeps me grounded and young at heart.

There’s a girl in your community who really needs a positive role model in her life.  Big Sisters of BC Lower Mainland is always looking for women (age 19+) who are interested in developing a fun, mentoring friendship with a young girl or teen. Learn More