Your Clever
Mortgage Brokers

We are a Vancouver-based team of Mortgage Brokers with Verico Compass Mortgage Group, the Clever Lending way to get a mortgage.

Finding a mortgage can be stressful and time consuming. It is our priority to find you the right mortgage and negotiate with lenders to get you the best offer possible. Helping our clients successfully get the best mortgage in the market since 2012, we have gathered the industry knowledge needed to successfully secure mortgage financing, and additionally we do all the paperwork for you. 

It's not always about rates! With Clever Lending, you will get a full service experience for the entire term of your mortgage. We work hard to ensure that your every mortgage need is taken care of. Our goal is to build quality life long relationships with all our clients.

We offer a wide range of mortgages services in Vancouver, BC and throughout Canada. Whether you are buying your first home or refinancing, we can help find you the best mortgage in the market. We offer free mortgage consultations for new clients and free annual mortgage reviews for all existing clients. We look forward to helping you with your mortgage needs.


Our Team


Laura MacCormack

Mortgage Broker


Sam de la Fosse

Mortgage Broker

Our Services

Home Buying

Buying a home? Let me help you get a mortgage that best suits your needs. Find out exactly how much you can afford.

Refinancing & Renewals

If your current mortgage is coming up for renewal, let me shop for you for the best rate and switch you to another lender.

Home Equity Loan

Are you wanting to do renovations on your home? or make other investments? If you have equity in your home I can help you take equity out.

Debt Consolidation

For existing home owners who have other debt (ie. credit cards, loans, lines of credit) I can help you refinance your mortgage to consolidate debt and lower your overall monthly payments.

Ready to Begin?


500+ Happy Clients

Offering a collection of mortgage services in Vancouver, BC and throughout Canada, Laura MacCormack will help you get the best mortgage solution for your needs. Laura has a proven track record in successful mortgages. We helped over 500 clients buy their first home, buy investment properties, refinance mortgages, and more.


❛❛ Laura has helped me through 2 transactions now and I have been absolutely impressed by how thorough and serious she takes her work. She puts clients first and really feels like a part of the team making the important real estate purchase. My wife had used another broker in the past but agreed to try Laura, she immediately saw the difference in service levels.  Laura got us an incredible rate and made our dream home a reality! - Chris A.

❛❛ Laura is fantastic! She is really personable, genuinely cares about helping you make the right decision and puts your best interest first. She impressed me from the first phone call and probably has record times for email followups. She is always available and goes above and beyond. She exceeded my expectations, I would highly recommend her!! - Camilo R.

❛❛ Being self-employed and having a 2nd person on my mortgage made my situation very tricky and very complicated, but Laura always found a solution! Laura is THE MOST caring, dedicated and clever mortgage broker you could ever ask for! As things change very quickly in the mortgage world, Laura was always on top of things and she was my greatest champion, with a level head and a supportive heart. I've already recommended her to close friends who loved working with her too! - Ellany L.

❛❛ Laura's advice has been invaluable. She has helped me out a few times on transactions that she doesn't get paid for, in addition to my mortgage. I know she cares about me and my family. I would highly recommend her. She is personable and easy to talk to. This made it easy for me to share my personal financial details. Simply put, I trust her. - Tim B.

❛❛ As Canadians living overseas, it seemed that the process of getting approved for a mortgage was going to be daunting, but from the moment we started the process with Laura, everything fell into place! Laura is so organized, efficient, methodical and dedicated to her clients. From taking the time to talk over phone calls, dealing with our time difference, to laying out the entire process for us and making it crystal clear, everything went so smoothly.  It was such a pleasure to work with Laura and we couldn't recommend her more highly! - Amy B.

❛❛ Laura is a very honest and professional broker.  If and when we buy another home we will definitely use her services. Thanks Laura! - Nathan G.


Some of our


Peter Alexander
Judith Sato
Jose Cho
Gloria Tamaya
Jose Kaufmann
Mark Sung
Harold Brown
Catherine Peterson
Fred Gupta
Shirley Yang